Every month, over 5.5 million disabled veterans receive tax-free VA compensation. For 2025, the 100% disability rating with no dependents now pays exactly $4,196.01 per month – that’s the number everyone is talking about this November!
How Did We Get the 2025 COLA Increase?
The 2025 Cost-of-Living Adjustment (COLA) is 2.5%, based on the Social Security formula. This bumped the old 100% rate from $3,831.30 (2024) to $4,196.01 starting January 2025 payments (which most veterans see in February). November 2025 is the 11th month at the new higher rate.
November 2025 VA Payment Schedule
- Friday, November 28, 2025 – Official payment date (because December 1 is a Monday and falls on a weekend rule)
- Most banks post it Wednesday–Thursday, November 26–27 (Thanksgiving week)
2025 VA Disability Pay Chart (No Dependents)
| Rating | Monthly Payment (2025) |
|---|---|
| 10% | $171.23 |
| 30% | $537.42 |
| 50% | $1,102.04 |
| 70% | $1,759.19 |
| 100% | $4,196.01 |
2025 Pay with Spouse (No Kids) – Sample Rates
| Rating | Veteran + Spouse |
|---|---|
| 50% | $1,208.04 |
| 70% | $1,968.19 |
| 100% | $4,433.37 |
Who Qualifies for the Full $4,196?
You need an official 100% schedular rating OR Total Disability Individual Unemployability (TDIU). Even some 90% veterans qualify for TDIU and get paid at the 100% rate!
Extra Pay Many Veterans Miss
- Spouse: +$237.36 (100% rate)
- Each child under 18: +$74.78
- Special Monthly Compensation (SMC): Loss of limbs, housebound, etc. – can add $5,000–$12,000+ per month
Pro Tips for 2025
- File for increases before December if you have new evidence
- Check VA.gov letters for your exact November amount
- Direct deposit = fastest money (up to 3 days early)
- Use the VA’s 2025 pay calculator (link in bio)
Frequently Asked Questions
Q: When is the November 2025 VA disability payment?
A: Friday, November 28, 2025 (early deposit possible Nov 26–27).
Q: Did the 2025 rates really go up to $4,196?
A: Yes – official 2.5% COLA increase.
Q: I’m 70% rated. How much will I get in November?
A: $1,759.19 (veteran only) or $1,968.19 with a spouse.
Final Thoughts
The $4,196 VA disability payment for November 2025 is real, and millions of veterans are about to see it hit their accounts. Make sure you’re getting every dollar you deserve – log into VA.gov today, double-check your rating and dependents, and share this guide with a fellow veteran who might be missing out. You earned these benefits. Don’t leave money on the table!